Terms & Conditions
Information about us
This website is operated by Sydney Charles Group Limited and its group companies (“SC Group”).
Use of this website
This website contains information in respect of SC Group. It is not intended to govern any contractual transaction between you and us or our affiliates. The purchase of any services or insurance products shall be subject to the specific terms and conditions and the relevant policy terms and conditions between you and our affiliates.
Changes to these terms and the website
We may update the website from time to time, and may change the content at any time. However, please note that any of the content on the website may be out of date at any given time, and we are under no obligation to update it.
We do not guarantee that the website or any content on it shall be free from errors or omissions.
No reliance on information
The information contained in this website is for general information purposes only. It is not intended to amount to advice of any kind (whether financial, investment, legal or otherwise) on which you should or may rely. In particular, information on this website should not be relied upon for making any decision or to make or refrain from any actions without seeking independent professional or specialist advice.
Although we make reasonable efforts to update the information on the website, we make no representations, warranties or guarantees, whether express or implied that the content on the website is accurate, adequate, complete, correct, up-to-date or fit for any specific purpose.
The website may contain links to other sites and resources provided by third parties. We assume no responsibility for such links and for the content of such third party websites. Further the provision of such linked websites shall not be construed as endorsement by us of such linked websites or the content on its. We shall not be liable for any loss or damage that may arise from your use of these third party websites or content.
We do not represent, warrant or guarantee that the website or any content on it shall be uninterrupted or error free at all times, that defect (if any) shall be corrected, or that the Website or the server which it is access are free from viruses, worms, Trojan horses or other harmful components.
Further, we do not guarantee that the website or any content on it will always be available or provided to you on an uninterrupted basis. We may suspend, withdraw, discontinue or change all or any part of the website without notice. We will not be liable to you if for any reason the website is unavailable at any time or for any period.
Intellectual property rights
The intellectual property rights in the website and the material published on it are owned by us and/or our licensors. These works are protected by copyright laws and treaties around the world. All such rights are reserved.
You may print off one copy or download extract of any page(s) from the website for your personal use and you may draw the attention of others within your organisation to the content published on the Website.
You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.
You must not use any part of the content on the website for commercial purposes without obtaining a licence to do so from us or our licensors.
Limitation of our liability
To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to the Website or any content on it, whether express or implied.
We shall not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty or otherwise even if foreseeable, arising under or in connection with any of the following:
- use of or inability to use or access the website or any information contained on the website;
- loss of profits, loss of contracts, loss of sales, loss of business, loss of revenue (whether such losses are direct or indirect);
- business interruption;
- loss of anticipated savings;
- loss of business opportunity, investment decisions made, goodwill or reputation; or
- any indirect or consequential loss or damage.
We shall not be liable to you if and to the extent that any losses, damages, cost or expenses suffered by you are due to the provision of false, inaccurate, misleading, out-of-date or incomplete information or documentation by you or any third party or due to the acts or omissions of any person other than us or any of our partners, agents or employees.
We shall not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Website or to your downloading of any content on it, or on any website linked to it.
This policy applies to Sydney Charles Group Ltd and its group companies (the “SC Group”).
You must read this policy carefully and we recommend that you print and retain a copy for your future reference. By accessing, browsing or otherwise using this website, you confirm that you have read, understood and agree to this policy in its entirety. If you do not agree to this policy in its entirety, you must not use this website.
As part of our commitment to upholding the privacy of our employees, clients and website users all SC Group companies:
- comply with applicable data protection laws; and
- subscribe to the Group’s Data Protection Policy.
The information we hold and process includes information about, and received from you, and/or your agents and will be used by the SC Group and/or its agents to provide services to you. The details, which you provide may also be used in order to help us administer the website, to update our records and/or for marketing purposes. Please advise us if you do not wish your information to be used in this manner.
Employees, contractors and agents of the SC Group may be given access to the information that you provide to us, but their use of such information shall be limited to the performance of their duties. Such employees, contractors and agents who have access to your personal data are required to keep that information confidential and are not permitted to use it for any other purposes. We may also disclose your information: where we are required to do so by law (including for crime, fraud prevention and related purposes); in order to establish or defend any legal rights of the SC Group; or where necessary to exercise our legitimate business interests. Relevant portions of your data may also be used for other secondary legal, administrative and management purposes such as audits and research.
The SC Group does not sell, rent, loan, trade or lease any personal information recorded on this website.
This website may contain links to other websites. The SC Group is not responsible for the data protection policies and/or procedures of such websites. If you access a hyperlink, we encourage you to read the privacy statement of those other websites you visit.
Sydney Charles Aviation Insurance will not pass on customer information to third parties unless it is for the purposes of placing your insurance and as otherwise permitted by law.
When arranging your insurance we collect personal financial information as may be required by the Insurers. This comprises;
- Information you have filled in on proposal forms or given us via telephone conversations, email or in written correspondence.
- Details of your transactions with us/our representatives or previous insurers. Including your policy coverage, premiums, claims and payment history.
- Information from credit agencies, companies house, etc. used to ascertain credit history if needed to establish your ability to pay your premiums.